
“Compound interest is the eight wonder of the world. He who understands it, earns it… he who doesn’t… pays it.” -Albert Einstein
“No great thing is created suddenly, any more than a bunch of grapes or a fig. If you tell me that you desire a fig, I answer you that there must be time. Let it first blossom, then bear fruit, then ripen.” -Epictetus
“Excellence isn’t built in grand moments. It’s built in the ones no one sees. Making your bed when you’re exhausted. Starting the hard task first. Putting your phone away during dinner. These micro-choices seem insignificant, but they compound. Each small act of discipline is a vote for the person you’re becoming. Skip them, and you train yourself that commitments are optional. Keep them, and you build unshakeable character. Who you are in the small things is who you are.” -Veronica Joce
Even if you only improve by .01 percent every day, at some point in the future, the growth will look explosive.
Because the real takeaway about compound interest is that all the big gains come towards the very end. (See chart above)
You gotta stay in it to win it.
P.S. – This doesn’t just apply to money. It applies to you anything you want to accomplish in life.